Personal monthly budget - Template

It is a template to help you manage your personal finances each month. I made it for myself and have been modifying it over a couple of years, until I've come up with a version that I think is very useful.

The idea is that each month you fill in your income and expenses in the tables in the corresponding category, so that you are always clear about where your money is going, what is your savings capacity, where you are spending too much, etc. There is also a column with what you expect to spend, so you can make a comparison and know where you have overspent and where you have not.

There is also a sheet of your total wealth, which I find very useful to know if you are growing month by month or not, something that having several banks, investments or other products might be difficult to know if you have a solution like this.

You can edit the sheet later with your own categories.

Note: the format is .numbers, for the Numbers app on MacOS.